Super Single Mum's Blog

Life and all the shananigins!

Money – the route of all evil?

I have been re-evaluating my finances this week, because I have gone back to work, come off Income Support and all my other benefits, Tax Credits and the like have changed. Even Child Benefit rates changed this month! So instead of just going mad with the new healthier bank balance I have done the sensible adult thing and sat down with a list of my income and outgoings and worked out how much better off I am. Money, it's a crime by kiki99 @ Flickr.comI am also quite lucky in that it all ties in with my divorce too, so my outgoings have reduced due to the settlement we reached. Anyway, as was expected I am much better off being at work. Although I do owe Bank of Mum and Dad for my loan for the car and have to pay for this years holiday too before I start going crazy with the cash.

Anyway, it all got me thinking, what am I actually going to spend the extra money on? Once my debts are taken care of, what then. Yes I can better my children’s lives………..although they already have clean well fitting clothes and shoes and eat a good diet, and get out to places for days out. So we can go out to more places, further afield too now I have my own car. And I can better our home life in that I can buy new matching furniture with the storage we need, buy B her new bed and really organise her room. I can save for gadgets, my iPhone and BluRay DVD player are now within reach. I can get the Wii fixed. Money by AMagill @ Flickr.comI can sort out my long term savings and save more for the girls.

Will all this make me happier though? I mean it’s not that I’m not happy now, but will more material things make me happier – or is it true that money is the route of all evil and the more I get the more I will want. By no means am I going to be rich, but I spent my first 10 years after leaving home in a marriage full of debt. Some months we struggled to even eat properly. Looking back now I don’t know how we kept our heads above water – not only did we have no money but the debts were growing month on month. It did get better and by the end of our time together they were no longer “bad” debts. Since being single I have been on maternity leave and then onto benefits and have been in the black every month, but literally had enough money to pay my bills and live. The difference now is I have the extra. 

I think just knowing that money won’t make me happy is enough to keep me on a level, but if not and I begin to sound like it’s all gone to my head just remind me……….

Money cannot buy happiness, all the money in the world can’t buy you friends who are true, love that is real or a stress free life – be positive about all that you are and that will attract the things that hold true meaning in life!

Money by QuiteLucid @ Flickr.com

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April 14, 2010 - Posted by | Working Mum | , , ,

6 Comments »

  1. So true. Have been telling loads of people lately but do check out this money stay out of and get out of debt site.

    http://www.daveramsey.com he has good free podcasts too.

    Go Girl

    Comment by newdaynewlesson | April 14, 2010 | Reply

    • Oh don’t worry my debts are very small now the divorce has removed my liability to most of them! And it was never me that took out the credit either! I like to be in the black but don’t like money to be the be all and end all! Unfortunalty I was married to an Osterich, and when debts got back his answer was another consolidation loan – money can be the root of all evil in the negative balance way too, brings out the bad side of people alot!! xx

      Comment by supersinglemum | April 14, 2010 | Reply

  2. So, so true, Even though we are on a lot less money now as I didn’t go back to work we are just as happy if not more . Though thankfully my loan finished a few months so that’s something I no longer has to worry about.

    Comment by New Mummy | April 15, 2010 | Reply

    • Yes I think happiness should always be put before money!

      Comment by supersinglemum | April 15, 2010 | Reply

  3. I do a monthly budget about once every three months now so we know where we are – I’m not saying we always stick to it but it’s there.

    I can’t wait to pay our debts off so we have extra money x

    Have fun working out what to spend your extra pennies on

    Comment by Magic Mummy | April 15, 2010 | Reply

  4. This is a bit randon, but I tagged you in a post http://tinyurl.com/y52onox

    Comment by A Modern Mother | April 16, 2010 | Reply


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